Do I really need a prenup? | georgia
Is a Prenup Right for You?
If you’re planning to tie the knot, one question you might be asking is: “Do I really need a prenup?”
The answer depends on your unique financial situation, but for many couples, especially in Georgia, a prenuptial agreement is more than just smart planning. It’s a powerful way to protect your relationship and your financial future.
What is a Prenup, Really?
A prenuptial agreement is a legal contract made before marriage that sets expectations for how finances, assets, and debts will be handled during the marriage and if it ends.
Think of it like a business partnership agreement for your marriage. It’s not about mistrust, it’s about clarity, transparency, and fairness.
When Does a Prenup Make Sense? Common Scenarios
1. You Have Premarital Assets
Do you own a business, investment portfolio, or property? A prenup helps you clearly define what remains your separate property in the marriage.
Without one, state law might treat it as shared-putting your hard-earned assets at risk in the event of divorce.
2. You or Your Partner Has Significant Debt
If either partner has large student loans, medical bills, or credit card debt, a prenup can protect the other from becoming financially liable.
In Georgia, debts incurred during marriage can sometimes be considered joint. A prenup lets you decide in advance who is responsible for what.
3. You Expect to Build Wealth (or Debt) During Marriage
Many couples skip prenups because they don’t have much now. But what if that changes?
One of the most expensive divorce cases I’ve seen involved a couple who started with nothing, but built millions together. Because they had no prenup, they ended up in a prolonged, costly legal battle over who was entitled to what.
A prenup can outline what’s “yours,” “mine,” and “ours”—even if those assets don’t exist yet.
Breaking the Prenup Stereotype
People often assume prenups are only for the rich or for those planning for divorce. But here’s the truth:
A prenup isn’t just about divorce. It’s about building a strong financial foundation for your marriage.
As I share in my book, The Prenup Prescription, prenups can foster communication, build trust, and reduce the biggest cause of marital conflict: money misunderstandings.
Who Really Needs a Prenup? Probably You.
Would you ever go into a business partnership without an agreement? No way. So why go into a marriage without one?
If you value clarity, fairness, and protecting both partners, a prenup isn’t just a legal formality, it’s a smart and empowering choice.
Next Steps: How Prenups.com Can Help
At Prenups.com, we specialize in custom prenup agreements tailored to your relationship, your finances, and your future goals.
✅ Easy, online process
✅ Designed by experienced family law attorneys
✅ Transparent pricing